If you’ve been thinking about purchasing an identity theft protection service but you’re just not sure how helpful it’s going to be, perhaps a recent survey will assist you in making the decision. This study, conducted by Harris Interactive, involved surveying over 3,000 Americans 21 years of age or older, some who were covered by identity protection plans and some who weren’t. One of the most telling results of the survey was the increase in peace of mind that the current subscribers had. Over 70% of subscribers indicated that they were highly satisfied with this aspect that comes from being covered.
Also, 64% of subscribers responded that they were confident that they would be safe from complications due to things like credit card fraud and breaches in Internet security. Only, 38% of non-subscribers responded in a similar fashion. And 79% of subscribers said that their plans help protect them in ways they wouldn’t be able to do without its assistance.
A few more interesting things to come out of the study are: *Those who were victimized while covered by a plan spent about half as much time resolving the issue as those who were not covered. *Covered individuals had their identities recovered in about a quarter of the time it took for non-covered individuals. *Plan hol
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It doesn’t matter if you are young or old, rich or poor, if you have good credit or bad credit, pay with cash or credit card, whether or not you use the Internet, or even own a computer. You can be a maintenance worker or a scientist. It doesn’t matter.
Whether you are alive or even if you are dead, as long as you have a Social Security number, you are a potential identity theft victim.
Reporters tend to be fairly savvy and well informed. Identity theft, however, is a complicated issue, and anyone can be stumped, regardless of your level of security intelligence.
One reporter received an alert about “irregular check card activity.” It was sent late one weeknight, and she didn’t see the email until the following night. At first, she couldn’t believe her bank account could have been compromised, and suspected it was a phishing email designed to trick her into disclosing her account information. But when she called her bank, she learned that nearly all her money had already been stolen.
“I soon discovered I was a victim of identity theft and that a woman posing as me in California was allowed to spend and withdraw all of my family’s money in two linked accounts from my bank, without stealing my debit or credit cards. She took more th
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Mainly, debt settlement helps you to reduce the outstanding debt amount. But even if you opt for debt settlement to reduce your debt amount and pay of the dent, you may not be able to get out of the mire called debt. This is because, even if you pay off your debts, you will end up incurring more debts. So the best debt reduction process is to change your spending habits. However, you should also use a debt reduction calculator to find out your monthly payment amount. A debt reduction calculator helps you to determine on the repayment plan that you will have to follow after your debts get reduced through settlement or through simple pay off process.
Changing your spending habits
The things that you will have to do in order to change your spending habits are:
- Budget – budget helps you to determine on your affordability and thus helps you to stay within your limits so that you incur fewer debts and save more money. You will have to list all of your income and expenditure in order to prepare a budget. Y
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An ex-con picked the wrong home to invade.
Imagine you’re in bed counting sheep dreaming of clouds and flying unicorns. Suddenly there is a knock on the door, which is startling to most people who wake up to the presence of noise and especially that of a knock at 3am.
In your discombobulated state you shuffle over to the door and open it to see who it is, they give you some song and dance and you open the door. Next, a hand wrapped over your face nose and mouth.
In my world this would never happen as previously described. In my world when the door is knocked on or the bell is rung a ferocious toothy German shepherd would lose her mind trying to get through the door, while I’m looking at my security cameras to see who is at the front door. At the same time I’m accessing an intercom to begin dialog all the while ready to press a panic button on my home security alarm.
If the person at the door is in uniform I’m calling the police to determine if they are supposed to be there. If the person is someone I do not know there isn’t a reason they can give me that will motivate me to open the door.
If all else fails I have plenty of backup beyond the burglar biting beast.
Fox News reports “the invader barged into the home at around 3 a.m. after she re
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If you consider the debt relief you have many options to choose. Credit consolidation became one of the most important and convenient options in the debt relief industry. People prefer this variant because all their debts with high APR will be transferred to one card with lower and affordable interest rate. Also this service has many useful advantages.
As mentioned above, lower APR is the biggest advantage of credit card debt consolidation. Since debt consolidation credit card is used by providers of credit cards as a tool to attract consumers, they generally offer a rate of 0% for an initial period of 6-9 months to join their card credit and debts consolidation program i.e. first few months after obtaining the new credit card.
0% on purchases is another common benefit of debt consolidation credit card. The 0% interest (or a lower percentage) on purchases is offered as an incentive for debt consolidation credit card. This credit card debt consolidation benefit is again applicable only for a short initial period.
To increase the effect of the procedure of credit consolidation, you need to set a monthly payment, make all the minimum payments and pay the extra money to the debt with the highest interest rate.
With this method, you’ll be sure to pay the lowest amount of interest and will take the least time. Read more…
If there were a criminal hall of fame with an award for the coolest criminal, it would have to go to the pickpocket. Pickpockets are sneaky creatures who manage to function exactly one degree below the radar.
Pickpockets whisper through society, undetected and undeterred. They are subtle and brazen at the same time. They are like bed bugs, crawling on you and injecting numbing venom that prevents you from detecting their bite until it’s much too late. They aren’t violent like a drug-crazed mugger, or confrontational like a stick-up robber. They have more gumption than criminal hackers, since they don’t hide behind the anonymity of the Internet.
NPR reports that nowadays, picking pockets has become a rare and increasingly difficult crime, thanks to “stepped-up surveillance in most public places,” the dismantling of systems of apprenticeship, heftier sentences, and the widespread use of debit cards.
One pickpocket is quoted as saying, “When people stopped carrying money, that was the beginning of the end of pickpocketing…Pickpockets have no respect for thugs or robbers. We consider them ancient. Prehistoric. We feel that anybody can stick a gun in a person’s face — that’s not hard to do. But to take a perso
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