About Identity Theft

Damage to your credit report is the real damage done by the identity thieves, which comes to haunt many even after the identity theft damage prevention measures have been taken. Fixing the damage done to your credit report be able to be frustrating at times. But, it needs to be done, as your financial well being depends on your credit score.

Recover your credit report in 4 easy steps

• Contact the reputableness bureau: If you suspect any information is misrepresented in your credit report or is inaccurate then call the credit bureau and tell it about your concern, this moment.
• Drop a mail: After informing the credit bureau about the inaccuracy, send them a mail through a government approved mail services and ask for the return receipt. It will tell you when your mail was received. File this receipt at apposite place.
• Attach proof: You must send a copy each of each paper supporting your case. In case of the absence of special document send a copy of police report that you have filed, and the identity theft affidavit that you submitted.
• Mail content: In the mail you should include the following information:
  • Your full name and address
  • Items that you think are inaccurate in the credit report.
  • You should mention all the facts related to your case to the best of your knowledge, and also mention why you think the details are inaccurate.
  • Close your letter with a request to fix the announce and delete the erroneous data that is damaging your credit score.

You should always keep a copy of letter and its enclosure with you in safe custody. You may need it sometime in the future as a proof of your reporting. Wait for the credit bureau to respond. Most possibly your credit report will be fixed in time.

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